Should you buy term insurance in your 40s?
Your 40s are a turning point: debts, dependents, and lifestyle needs peak. But is term insurance still worth it now? Here’s a breakdown of costs, benefits, and alternatives.
7 MIN
Written by Swetlana Neog
Articles
Life Insurance Articles
Axis Max Life Fast Track Super Review
Axis Max Life Fast Track Super is a ULIP that combines insurance with market-linked returns. In this review, we break down its features, charges, fund options, and performance to help you understand if it’s the right fit for your investment and protection needs.
9 MIN
Written by Swetlana Neog
SBI Life eWealth Plus Review
SBI Life eWealth Plus promises “wealth creation with protection.” But do zero allocation charges and 12 fund options really deliver value? Here’s a detailed review of its features, charges, pros & cons, and whether it’s better than term insurance + mutual funds.
7 MIN
Written by Swetlana Neog
Level Term vs Decreasing Term: Which One’s Better For You?
Should you choose level or decreasing term insurance? We break down the differences, pros and cons, and real-life examples - so you can secure your family with the right protection for the years ahead.
6 MIN
Written by Swetlana Neog
Reviving a Lapsed Term Insurance Policy
Missed a premium, and your term insurance lapsed? Discover everything about reviving a lapsed term insurance policy, IRDAI rules, insurer requirements, medical tests, and step-by-step revival guidance to restore your cover before it’s too late.
5 MIN
Written by Swetlana Neog
What Does Life Insurance Cover? A Simple Guide for Indian Buyers
Life insurance isn’t just about a payout; it’s about peace of mind. This blog breaks down what’s covered, what’s not, and how to tailor your policy to fit your life.
6 MIN
Written by Swetlana Neog
How much should Life Insurance Cost?
Confused about how much life insurance should cost in India? This guide breaks down everything that affects your premium, including age, health, policy type, and more, along with tips to reduce costs. Learn how Ditto helps you find the right coverage without overpaying.
9 MIN
Written by Swetlana Neog
What is Accelerated Death Benefit in Term Insurance? Is It Worth It?
The Accelerated Death Benefit in term insurance promises early payouts during terminal illness, but are these claims even honoured? We break down how it works, why claims are rare, and whether it’s worth paying extra for this rider.
7 MIN
Written by Swetlana Neog
How Your Term Insurance Premiums Are Calculated?
Insurers assess a number of factors like age, health, lifestyle, smoking habits, etc, to decide your term insurance premium cost. Learn which factors impact premiums the most and how you can secure the right cover without compromising on protection.
7 MIN
Written by Swetlana Neog
Key Facts About Life Insurance Beneficiaries Everyone Should Know
Choosing the right life insurance beneficiary is more than just filling a name: it’s about securing your family’s future. Here are 7 crucial things every Indian policyholder should know.
10 MIN
Written by Swetlana Neog
How to Lower Life Insurance Premiums by Choosing the Right Cover
Life insurance doesn’t have to be expensive. This guide breaks down what affects your premium, how to reduce it smartly, and the common mistakes that quietly push costs up. Plus, real FAQs and expert advice from Ditto.
13 MIN
Written by Swetlana Neog
Understanding the Medical Test for Term Insurance
Medical tests can make or break your term insurance policy. This blog explains everything you need to know—from standard checkups to exceptions—so you’re fully prepared before you apply.
8 MIN
Written by Swetlana Neog